Savings

Personal Savings
This traditional savings account remains a convenient way to save and earn a competitive rate of interest while still having access to your funds.

• Minimum Opening Deposit - $100.00   ($50.00 for minor)
• Minimum Balance of $100.00 to waive monthly service fee of $4.80
• $3.30 for each withdrawal over 3 per month
• Quarterly statement or monthly statement when combined with Capaha Bank Checking Account
• Free Online Banking (Capaha Connect)
• Free 24-Hour Telephone Banking Services (Capaha Contact)
• Competitive Interest Rate

Money Market Plus
This account earns competitive money market rates while still providing easy access to funds.

• Minimum Opening Deposit - $1,000.00
• Minimum Balance of $1,000 (or $5,000 average daily balance) to waive monthly service fee of $11.55
• Competitive Interest Rate
• Unlimited ATM access
• May write up to three third-party checks per month
• Cancelled Check Images Returned
• Free Online Banking (Capaha Connect)
• Free 24-Hour Telephone Banking Services (Capaha Contact)

Certificates of Deposit
Earn a competitive rate of interest by investing in one of our short, intermediate or long-term certificates. It's a great way to save for the future.

• Minimum Opening Deposit Required
• Automatically Renewable unless otherwise stated
• Interest will be paid during the grace period
• Free Online Banking (Capaha Connect)
• Free 24-Hour Telephone Banking Services (Capaha Contact)
• Early withdrawal penalties may apply

Coverdell Education Savings Account (CESA)
The Coverdell Education Savings Account (CESA) is an excellent way to save for your child or grandchild's education and have the earnings grow tax-free.   Contact us for more information about the benefits of the CESA.

• Minimum Opening Deposit - $500.00
• Competitive Interest Rate
• 18- and 36-month terms available
• Unlimited deposits
• Interest will be paid during the grace period
• Early withdrawal penalties may apply